Four Tips to Help You Finance Your Bathroom Remodel

Financing any large remodeling project can be a pain, but when it comes to your bathroom, it can be an outright nightmare. But that doesn't have to be the case for you. When you learn about these four ways to help finance your bathroom remodeling project, you'll not only get to keep the bathroom vanity cabinets and vessel sinks that you've had your eye on, but you will also be able to add other stylish features that you never dreamed you could afford. While not all of these options will work for everyone, there's a perfect fit for you.

#1 Save your pennies

While many people might consider this to be the hardest way to finance your bathroom vanity cabinets, it's also a good way to prioritize the things that you want to add to your bathroom. By taking the time to put away money each month for six months, you will be able to buy your bathroom remodeling pieces outright instead of paying them off for years to come. Try putting as much as you can away into a savings or money market account that will give you a high interest rate. This will accumulate as you're saving, giving you even more money at the end of your planned savings time. Start by looking at how much money you have at the current time, deciding how much you will need, and then start saving!

#2 Finance your project

For those with good credit, you may be able to say 'yes' to vessel bathroom sinks immediately by opening up a store line of credit at your local bathroom supply store. Look for deals that include no interest for a specific period of time and then be sure to pay off the full amount within that time period. This will help you get everything you need at the same time, but allow you some grace time to pay it back off. The trick with getting credit is that you only want to get as much as you need so that you're not paying off this debt for the rest of your natural life.

#3 Make a trade

If you know someone in the bathroom remodeling business, you might be able to trade skills for a bathroom remodel. For example, if you're a carpenter, you might be able to help a bathroom contractor out with another project, free of charge in exchange for work on your own project. You might also have friends that can help you out and then you can pay them pack later or make other arrangements so that you can install your vessel bathroom sinks or vanity cabinets. You might also find the supplies you need at a swap meet or flea market.

#4 Shop around

You'd be surprised how many vessel sinks and bathroom vanity cabinets you can find for a steal on the internet. By shopping around, you may be able to find the right fixtures and accessories for your bathroom and then hire on a friend to help you install them - saving you labor costs. You might also try to install your own fixtures and other bathroom projects to save yourself even more money and give you a sense of accomplishment.

Financing your bathroom remodeling project isn't about taking out a large loan and hoping that you don't need more. Budgeting and financing should be something that takes creativity and some discipline. You need to make money available or use your money more wisely to finance your project - plain and simple. Where you cut those corners is up to you.

For all the things you need to make your bathroom shine, go to http://www.discountbathroomvanities.com

Dave Robert is a VP at Discount Bathroom Vanities Publishing, and an avid fixer-upper who's been restoring old houses for more than twenty years. Readers can tap into Dave's knowledge about home remodeling, and kitchen and bathroom design, at: http://www.DiscountBathroomVanities.com

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Budget Your Total Bathroom Remodel

Like any responsible homeowner or renter, you plan to budget for your upcoming bathroom remodeling project. But finding the dough to accessorize like a celebrity may prove more than challenging. Whether you're looking to install high-tech toilets, new faucets and showerheads or simply to afford new rugs, follow these penny-pinching tips; you'll be on your way to a new total bathroom makeover without cutting back on your family's food or selling your assets.

Plan in Advance

No matter what size remodeling project you plan to undertake, you can never plan too far in advance. The larger the project, the more long term you should think. But before you either sell you're car or begin purchasing new bathroom accessories or fixtures, write down your plan. Create a mock blueprint of your ideal bathroom, complete with what fixtures you need or want to replace, as well as the aspects you can repurpose and refurbish for free. Now, conduct simple market research online and estimate the average price for the new features you wish to include in your makeover project. For standard durable pieces, look for trusted brands such as Kohler, Price Pfister and American Standard.

A good rule to follow should be based upon how long you intend to stay in your home. If you're simply looking at a quick fix and sell home, then opt for simple improvements. If your family will be staying for decades, you may want to consider comfort and ease first, and then think of what will increase the value of the home over time.

Additional costs are accrued when you pay for the labor. So no matter how big or small you plan to remodel, also factor in how much - or how little - the cost of labor will be.

Evaluate the Spending

With your estimated expenses in hand, examine your current weekly and monthly spending habits. Are there any areas where you can afford to trim down? A few dollars here and there spent on gourmet coffee, fast food restaurants and even those extra cents tacked onto gasoline prices paid with debit or credit cards can really add up quickly. Budget-friendly ideas include carpooling, consolidating all errands into one day to eliminate expensive fuel costs as well as opting for stay-at-home dinners which tend to be cheaper and healthier.

Stick to the Plan

If you've decided to trade in your Chinese take-out Tuesdays and quick trips to the post office for a home cooked meal and a walk to the local stores, then stick to it. And it will be tough to stick to this plan, but be prepared. It's easy to find excuses (it's too cold outside to walk); writing down specific tasks on your calendar will help keep you focused on your goal: remodeling your new bathroom. Also, seeing tasks written in permanent ink will help guilt-trip you into behaving, especially if you've slipped once or twice.

Small Budget Makeovers

With the rocky economy and unstable job market, many families simply cannot afford a total bathroom makeover as they've dreamed. However, a few small and inexpensive changes can transform your bathroom. Often, just a simple accent wall in a dark, rich paint can change the feel of a bathroom instantly-while only a fraction of the cost of totally repainting your entire bathroom. Check out local yard sales and online listings for freebies and discount giveaways; a wicker basket or antique bedside table can double as an artistic and decorative toilet paper holder.

Total Redesign

Transforming your entire bathroom will require a hefty budget, especially if you're reinstalling valves, bath tubs and cabinetry (which will most likely require the assistance of a professional). Splurge on the luxury model toilets with heated seats, heated tile floors to keep your toes toasty or the automated sink faucets that eliminate wasted water. Over time, you'll see more money in your pocket, since these luxury upgrades will most likely replace your frequent trips to day spas.

Jim Richardson is Vice President of Your Home Supply (YHS), the definitive website for home improvement tools, and gardening supplies. Your Home Supply offers a wide range of bathroom accessories to help customers with common household repairs, as well as decorative accessories for the home. Visit them now at http://www.YourHomeSupply.com

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Planning Your Bathroom Remodel Budget - Home Improvement Ideas

As a bathroom remodeling contractor, I get calls from people, that have no idea what they want or how much anything is going to cost. Here's some simple tips that can be very helpful when planning a bathroom remodel budget.

Bathroom Remodeling Investment

In 2008, the average mid-range bathroom cost around $16,000 and you could recoup around $12,000 of your original investment upon the sale of your home. According to a popular remodeling magazine, larger bathrooms using expensive fixtures, tile, bathtubs, woodworking, toilets and showers had an average of $52,000. Upon the sale of a home, you could recoup around $36,000 of your original investment.

Finding out How Much Things Cost

My first suggestion, would be to visit your local home improvement center, lumber yard or plumbing supply warehouse. Larger stores like Home Depot and Lowe's, seemed to provide you with value pricing but don't have a large selection. While doing some research on the Internet I noticed that some of their pricing is outrageously, outrageous. Some plumbing supply warehouses can provide value but beware others won't.

Create a List of Bathroom Remodeling Parts

You can get a good idea of your bathroom remodel costs for your budget by making a list of bathroom parts with pricing and then adding them up for a grand total. If you're a total bathroom remodel budget is $15,000 and you have a $6,000 bathtub with $4000 worth of tile, you could have a budget problem.

Figuring out the Labor

You will have to contact a contractor to get an actual cost for the labor. Sometimes you can double the cost of your bathroom remodeling parts to get a rough idea. If you have a list or a couple of lists and a few pictures of some sample bathrooms, this will make the contractor's job easier and often they can give you a labor price within a few days.

Give Yourself a Cushion

I would suggest leaving yourself a small financial cushion for any additional remodeling items. For example, you could see a different toilet, or instead of painting the walls, you now choose to wallpaper, you could incur additional expenses that you haven't planned for. If you know exactly what you want and stick to the original bathroom remodeling plan, you shouldn't need the cushion.

Financial problems often transfer into construction problems, so spend some time figuring out, how much money you want to spend on the bathroom remodel and try not to go overboard on the budget. I hate to see homeowners struggling with home improvement loan payments. Try to create a bathroom remodeling budget that is realistic and will not create a financial burden upon you or your family.

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He has just finished a home buyers guide to take some of the frustration out of home shopping.

If your looking for some more bathroom remodeling or home building ideas.

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Concrete Methods - Adding Reinforcement

One of the most important factors to consider when pouring, forming and placing concrete is what kind reinforcement is needed, if any is needed at all. Recent technologies in concrete mix designs have made many more available and cost effective solutions to your reinforcement needs. Some times all that is needed is an engineered mix for simple floors, patios, driveways, porches and slabs. However, larger structures that support greater weights require more reinforcement and are required by general building codes.

Depending on the structure you are making will be what determines the type of reinforcement needed. Concrete walls require the use of steel rebar. Usually the sticks of rebar are tied together based on an engineered plan. Building codes, structural design and an engineer usually determine how much is needed and how it should be placed in the concrete. The larger the area to support usually means the higher amount of rebar as well as the grade (diameter of rebar or rebar size). Smaller flatwork pieces like residential flat work usually only require an engineered bag mix of concrete, or simple wire mesh. Wire mesh concrete reinforcement is often used when placing a boiler heat system in a driveway for example. This wire mesh must be set just right so as not to puncture the tubes when pouring concrete and to eliminate protruding wire from the concrete slab.

Thicker walls and floors will almost always require mats of rebar (rebar sticks tied together vertically and horizontally in specific lengths and spaced properly based on what it supports). This reinforcement is usually tied to footings that have been poured with sticks of rebar placed into and protruding upward or leaning into the floor to connect the mats together. Reinforcement can be bought pre-bent or bent on site based on need. The reinforcement is usually throughout the entire structure including columns. The higher up and the more to support the more reinforcement and concrete is needed, both in quantity and grade size. Improper placement of reinforcement, lack of reinforcement, incorrect type of reinforcement and inadequate sizing causes weakness, structural damage and protrusion from the structure. Most buildings require an a building inspector to pass off whether or not the proper amount, size, type and placement is correct. Hiring a contractor who is qualified to do it right is very important.

Once the size of the reinforcement is determined how much of it is needed to support the structure you are building? These requirements usually come in the form of an engineered plan stating the bare minimum needed. If you are not sure, hire an engineer to review your needs. They usually state the type that is needed as well. Structures that are exposed to water elements usually require that they be epoxy coated. This epoxy coating is usually a thin layer of epoxy that the rebar is coated with to protect the bar or mats from rusting and give it longevity.

Because reinforcement can get expensive, modern technology is trying to focus on ways to place reinforcement directly into concrete mixes, by the use of engineering mix designs. Engineers are researching the use of graphite in the mix to bond it together and provide reinforcement as well as other chemicals. Progress is advancing at a rapid pace and many different mix types are available. Some builders and engineers require these mixes on jobs in addition to steel reinforcement. They usually require testing of the strength of the mix by pouring core samples to test at a later date to make sure it is not defective. If the strength test is not met to the required standard, it must be removed and replaced until it passes. If reinforcement is not inspected by a building inspector prior to pouring concrete, the building inspector can require you to remove the entire structure and start all over, or bring an imaging device to the job site and ex-ray the structure to see if it was properly placed. Usually great costs are associated with both of these. Concrete is expensive to do over, so it is important to follow building codes and requirements when installing rebar to make sure it is done right the first time.

Concrete reinforcement is an important step when considering the longevity of a structure. In my experience I haven't met a single person or company who wanted to waste their money on buildings or structures that aren't going to last. Too little reinforcement can cause severe structural failure and damage that can be expensive and dangerous. Which, is not worth it in the long run.

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Buying Bathroom Vanities Online - What You Need to Know

Well, there are several things you need to consider first before purchasing your bathroom vanity. First and foremost, you must know the dimensions of your bathroom in order to pick a vanity that will fit. You can get the measurements of your bath by simply using measuring tape, or you can hire a contractor to get the measurements for you. Either way, you need to know the exact measurements of the space available to you in order to pick the right bathroom vanity. Once you have this information, you will need to determine your budget and how much you are willing to pay for a bath vanity. You can get a high-quality bath vanity for anywhere between $1,000 and $10,000 dollars, so it's essential to know what you are willing to spend before you begin shopping.

Once you have the measurements and budget sorted out, you can begin to look at vanities online. If the rest of your bathroom is complete, you might want to consider picking a vanity that matches the rest of your bath. If not, you can select any vanity you want, and then match the rest of your bathroom with that vanity. Generally, there are many finishes available for vanities, including wenge, teak, white, black, grey oak, walnut, and so forth. There are also many different types of vanities, including traditional style vanities, modern European style vanities, Victorian style vanities, and more.

How do you go about finding the vanity you want online. Well, for starters you need to find a website that allows you to search on these criteria. For instance, if you want a white vanity for under $1,500 that is only 22 inches in depth, it would be hard to find that vanity by doing a general "Bathroom Vanity" search on Google. You need to be able to specify the exact vanity you want and do a search on those specifications.

One such place to do a search is TotalBath You can go to the bathroom vanities page and filter the results as you wish by setting the price, color, and dimensions of the vanity you want.

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Finding Homes Using the Internet - Home Shopping

You can simply type the words real estate or homebuying into any search engine on the World Wide Web and you will come up with hundreds, maybe even thousands of websites that are extremely helpful and full of great information. Like the one you're on right now.

Finding homes with the internet, combined with a skilled real estate salesperson, provides you with the most effective technology available today. Most websites start out, having you select a state you would like to search in and then, select a city, with your price range.

By answering their questions, this narrows the search down to all of the homes available in the area. The internet has made home shopping very simple. Considering what you had to go through in the 1970s. You found a realtor or by looking in the yellow pages, sometimes you found a good realtor and if you are lucky, maybe you would find you a good home.

Most of the time, the first homes you would look at, were owned by the real estate professional you were working with.

There are however a couple of problems with using the internet to find your dream home. Some of the verbage used and photographs taken can create a wonderful illusion of a tropical paradise but the reality, it's a regular home in a decent neighborhood.

Some of these photos are taken by skilled photographers who take advantage of every angle and tend to give an illusion of grander. When you actually start driving around and looking at these homes, only then will you get a reality check, of what the home actually looks like. You'll get used to it.

After you've looked at a few of your future dream homes, you will get a better idea of what I'm talking about with these wonderful pictures and the extraordinary home descriptions like "Beautiful Three Bedroom House with an Ocean View." When reality it's a two-bedroom house with an extra closet for the third bedroom and the ocean is 45 miles away, but you can see it on a clear day if you actually climb to the top of the largest tree on the property.

Take your time when searching for your dream home and don't let any one push you into making a decision if you're not ready. If you find your real estate professional a little too aggressive or pushy, get out of your contract, if you've signed one and find another, more helpful real estate salesperson to help you with your home purchase.

Greg Vanden Berge is working on the internet to promote the education for creating simple to follow guides and home building books to help professional building contractors as well as the weekend warriors. He has just finished a home buyers guide to take some of the frustration out of home shopping.

Find other real estate tips and great advice, from another one of the Internet's best website creators.

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Home Contractor Problems and Solutions

This is one of the biggest problems in business today. You have some work done on your home in good faith that the contractor knows what he is doing. When all is said and done you have a problem that needs to be resolved as soon as possible. I really don't care how long it has been since the work was done. If you have a problem the least that your contractor can do is answer the telephone.

Some companies go out of business and others get to busy to respond to your problem. You will hear the old excuse "That's not my problem" or the ever popular " I didn't do that". I have been in business for over twenty years and had very few problems. Of course I built things to last as long as possible.

Keep in mind that some contractors are a one man operation and they might be on vacation. Some contractors do not answer their phones over the week ends or after business hours. So don't sink the ship to fast.

Do not call the Contractors Licensing Board or the Better Business Bureau unless it has been at least a few working days. I would give it at least a week or so. Oh yeah don't assume that the contractor got your message. Call a few times at the least.

It has always made me mad when I have to fix someone else's problems. I get the call when the other contractors won't respond. I listen to the home owner with regret for being in a business where I am considered a crook. This is one of the reasons why contractors in my business get out of it.

If you have the contractors address and they aren't responding by phone you can always send them a letter by certified mail. Request a return receipt. That's your proof that the company received your letter. Keep a copy for your files.

The good news for a home owner when a contractor will not respond to your calling them is the Department of Consumer Affairs. Most states have a complaint department of some sort that will listen to your complaints. Does this mean it will get resolved? NO there are no guarantees here.

If your state has a licensing board for contractors, this will be your next step.

This will get your contractors attention and there is a great chance they will respond now. If there are enough complaints against the contractor and they do nothing about them the contractors board will take their license away.

If your contractor does not respond after all of this. There is very little you can do about it. Hire someone to fix the problem and look at it as a very important lesson learned.

If your state doesn't have a contractors licensing board contact the Better Business Bureau or your local government for their recommendation. Ask some of your friends if they have had any problems like this and how they handled them.

For some more tips about hiring contractors go to
http://gregvan.com/library/homeowner_checklists.htm

Greg Vanden Berge has been in the home building and remodeling business for over 30 years. With this knowledge he has created a few websites that provide useful information for home owners as well as contractors. His main goal is to educate professionals in the home related businesses, dealing with problems that can easily be avoided with just a little bit of information.

His website http://gregvan.com provides all kinds of answers to remodeling and new house building issues that could create major damage as well as possible damage to your pocket book.

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